Unlocking Liquidity for
Southeast Asia’s Leading Consumer Lenders

We provide structured capital solutions and operational expertise to help high-growth lending platforms scale responsibly and attract global institutional capital.

For consumer lenders and institutional investors active in Southeast Asia.
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10 % p.a. Target Net Returns
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SEA Region Core Operating Region
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First Loss Prevention Aligned Downside Risk

Structured Capital and Operational Support for Scalable Lending

Southeast Asia’s consumer credit market is fragmented, fast-growing, and capital constrained. ConSea partners with lending institutions to turn loan portfolios into scalable, investable assets while improving the operational quality behind them.

Capital and operations framework

Structured Capital

We transform performing consumer loan portfolios into predictable cash flow instruments. By structuring senior capital against existing assets, originators unlock immediate liquidity without diluting equity or slowing growth.

Increase origination capacity while preserving balance sheet control.

Operational Excellence

Capital alone is not enough. We work hands-on with partners to strengthen underwriting, servicing, and collections processes, improving portfolio performance and investor confidence.

Higher net yields through disciplined risk and cost control.

Market Expansion

We support partners in scaling customer acquisition through data-driven strategies designed for sustainable growth rather than short-term volume.

Predictable expansion with controlled acquisition economics.
ConSea Investment Structure
For Investors

Access High-Growth Private Credit.
Downside Protected.

ConSea offers institutional investors curated exposure to Southeast Asian consumer credit through rigorously structured private credit vehicles. Our first loss protection aligns incentives and supports disciplined risk management.

  • Target Return (USD) 10%+ p.a.
  • Underlying Assets Diversified Consumer Loan Portfolios
  • Risk Mitigation First Loss Prevention Protection and Active Oversight
  • Region Southeast Asia
Request the Full Investment Overview →
Information provided on a confidential, accredited investor basis.

Built at the Intersection of Finance, Technology, and Operations

ConSea Technology combines the discipline of structured finance with the execution mindset of a fintech operator.

Headquartered in Singapore, our team brings decades of experience across consumer lending, credit structuring, and growth operations in Asian markets. We are not a passive capital provider. We partner closely with lenders to improve asset quality, align incentives, and build portfolios that can scale sustainably and attract long-term institutional funding.

Experienced Leadership with Local Market Depth

Our leadership team brings hands-on experience across structured finance, consumer lending, and operational scaling in emerging markets.

Lukas Bis

Lukas Bis

Managing Partner

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Daniel Sturm

Daniel Sturm

Partner / Advisory

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Martin Ciklamini

Martin Ciklamini

Partner / Investment

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Connect With Our Leadership Team

Start a Confidential Conversation

Whether you are a lending platform seeking structured capital or an investor exploring private credit opportunities in Southeast Asia, we welcome an initial, confidential discussion.

Request a Confidential Introduction

This information is used solely to respond to your inquiry. We do not share or distribute contact details.

We typically respond within one business day. All inquiries are handled confidentially. If you prefer, email us directly at info@consea.tech.